Impact Resistant Roof Discount
Impact resistant roofing as defined in texas to qualify in texas as impact resistant roofing class 4 the roofing product must meet underwriters laboratory testing requirements under designation ul 2218.
Impact resistant roof discount. Impact resistant roofing shingles sometimes referred to as ir roofing shingles are designed to help minimize roof damage during a severe weather event and can potentially extend the life of your roof. Impact resistant roof discount 98088 0215 usaa offers a policy premium discount when the home has an impact resistant roof. In some states provinces use of qualifying impact resistant roofing products may qualify for significant premium discounts. Return to reference 2 for qualifying metal products an exclusion of certain damages to.
However your policy must include wind and hail coverage. What is an impact resistant roof. You may also qualify for a homeowner s insurance discount if you install impact resistant roofing shingles on your home. Home insurance discounts are currently available in the following states and provinces.
Premium reductions are not available for roofs other than qualifying metal roofs which have been overlaid onto existing roofs. An impact resistant roof is a roof made with materials that are wind and hail resistant and less susceptible to damage. 55 and retired discount save if you re over the age of 55 and are retired. Discount names percentages availability and eligibility may vary by state.
One is an impact resistant roof discount for roofs that protect against lightning and hail. 11 u l approved roof discount. A class 4 roof covering offers the best hail protection and will receive the highest discounts on insurance premiums. Insurers offer several types of discounts for roof upgrades.
Additional discounts save for smoke free homes homes with storm shutters homes with hail resistant roofs and more. Get a discount on your home insurance policy if your roof has an underwriting laboratories impact resistance rating of u l 3 or u l 4. I have installed in accordance with the manufacturer s specifications on the above described residence a roof covering listed as complying with underwriters laboratory standard 2218 impact standard for impact resi. Insurance companies love to see their policy holders install hail resistant roofing said jackie lanier insurance consultant.
Return to reference 1 underwriters laboratories impact resistance of prepared roof covering materials or fm global specification test standard for impact resistant testing of rigid roofing materials by impacting with freezer balls. Get a discount on your home insurance policy if your roof was recently replaced. Home buyer discount save if you purchase a newly constructed home or if you re a recent homebuyer. To incentivize consumers some insurers are offering discounts of up 25 on a homeowner s insurance premium with impact resistant roofing.