Impact Resistant Roof Texas

What are impact resistant roofing materials.

Impact resistant roof texas. You may contact the following test facilities to determine their current status of testing and listing roof covering materials tested to the ul 2218 test standard. How long have impact resistant roofing materials given insurance discounts. To qualify in texas as impact resistant roofing class 4 the roofing product must meet underwriters laboratory testing requirements under designation ul 2218. If you re one of the millions of american homeowners who live in an area where intense storms frequently occur then your choice of roofing shingles plays a critical role in protecting your roof from storm damage.

An impact resistant roof is a roof made with materials that are wind and hail resistant and less. Impact resistant shingles and other roofing materials are designed to resist damage from hail and flying debris abuse that might damage ordinary shingles. Class 4 impact resistant roofing shingles. The texas department of insurance no longer approves or maintains an active list of approved testing laboratories for impact resistant roofing materials.

So while an ir shingle may reduce these effects the real benefit lies in. What is an impact resistant roof. But impact resistant roofs do a much better job protecting your home than a class 1 or 2 roofs featured on most homes. Shingles on an impact resistant roof are designed to withstand high winds and hail damage and have a class 4 rating see below.

Class 1 class 2 class 3 class 4. If you live in a heavy weather region of the country where your roof takes an awful lot of impact abuse then you may want to consider installing one. It is important to note the truth regarding a couple misconceptions associated with impact resistant roof shingles. No roof is hail proof.

Stance of prepared roof covering materials with an impact resistance classification of. A class 4 roof covering offers the best hail protection and will receive the highest discounts on insurance premiums. A homeowner with the lowest resistant rated roof class 1 in a part of the state with the least hail would only get a 1 discount. I have installed in accordance with the manufacturer s specifications on the above described residence a roof covering listed as complying with underwriters laboratory standard 2218 impact standard for impact resi.

Impact resistant roofing as defined in texas. San antonio texas 78288 impact resistant roof discount 98088 0215 usaa offers a policy premium discount when the home has an impact resistant roof. In 1998 texas was the first state to make it mandatory for insurance companies to offer discounts to homeowners with hail resistant roofing. However your policy must include wind and hail coverage.

Ir shingles are impact resistant not impact proof. After a hail storm your shingles may still experience some granular loss and dents at impact points. How your roof material affects your home insurance premium common forms of damage to a home involve wind and hail.